Occupational Accident Insurance

Occupational Accident Insurance for Independent Truckers

Protect yourself—because your rig isn't the only thing that keeps your business running.

Get Peace of Mind for You & Your Family

Unlike standard health insurance or basic Workers' Comp policies, this coverage is built for owner-operators and fills the gaps other policies leave behind. It even offers death and dismemberment benefits, giving you and your family peace of mind every mile of the way.

What’s Covered?

Our Occupational Accident Insurance is built specifically for independent truckers, owner-operators, and contractors. It helps cover medical expenses if you're injured while working—and if your injury keeps you off the road, it provides disability benefits to help you stay on top of bills and support your family.

Coverage can also include accidental death, dismemberment, and some off-the-job injuries—giving you peace of mind wherever the road takes you. (Benefits vary by policy terms, conditions, and exclusions.)

Why Do Truckers Need It? 

 A serious injury without proper coverage could put your entire business and income at risk. Most health insurance won’t cover work-related injuries, and your Workers’ Comp or auto insurance may offer only limited protection.