Health Benefits
Staying healthy on the road is an important part of protecting your livelihood as an owner-operator or independent contractor. The Owner Operator Advantage offers access to a variety of health and wellness benefits designed specifically for truck drivers and their families. From everyday preventive care to financial protection for unexpected medical events, our benefit options are built to help support your long-term health and financial well-being.
At The Owner Operator Advantage, we understand the unique challenges truck drivers face when it comes to maintaining affordable health and wellness coverage. Our goal is to make it easier to access benefits that help you stay protected, healthy, and focused on the road ahead.
PPO Medical Coverage. Guaranteed Acceptance.
Pro
$167.40/mo
- $0 deductible
- $25 primary care copay
- $0 telemedicine
- Preventive care 100%
Max
$250.92/mo
- $2,000 deductible
- $25 primary care copay
- Hospitalization covered
- Chiropractic included
Value
$537.12/mo
- $0 deductible
- Emergency room covered
- Rehab and therapy
- Mental health visits
Bronze Pro
$615.60/mo
- Full hospitalization
- Home health care
- Broad prescription coverage
- MultiPlan PPO network
Individual monthly rates. Family coverage available. Not available in AK, HI, MA, or NH. Products vary by state.
More Ways to Stay Protected
Life Insurance
Guaranteed issue up to $200,000. Spouse coverage available. Portable, tax-free death benefit.
From $8.98/mo
Short-Term Disability
Up to $5,000 per month if injury or illness keeps you off the road. Guaranteed issue. 6-month benefit period.
From $25.10/mo
Critical Illness
Lump-sum cash up to $30,000 for heart attack, stroke, cancer, and more. Guaranteed issue.
From $4.61/mo
Accident Insurance
Cash benefits for ER visits, ambulance, fractures, and hospitalization. Guaranteed issue.
From $13.53/mo
Hospital Indemnity
$1,000 first-day hospital benefit plus $100 daily. HSA-compatible. No pre-existing condition limitation.
From $16.64/mo
Dental and Vision
Cleanings covered at 100%. Eye exams from $10. LasikPlus discounts included.
From $11.72/mo
$10/Month NAWP Wellness Membership
Wellness tools, CDL health tracking, 401k retirement plan, and $10,000 life insurance for just $10 a month.
Rolling Strong App CDL Health Scanner Sleep Apnea Program 401k Retirement GLP-1 from $199/mo
$10/mo
Shop all plans online or call 866-646-0497 Monday through Friday 8AM to 7PM EST. Hablamos Espanol.
Benefits subject to policy terms and conditions. Products vary by state. Call for a personalized quote.
Follow us on Instagram @theooadvantage
